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Top 3 Easiest Ways to Make Money

  

I decided to put together a list of ways to make money that would require little or no effort on your part. The list is by no means official, but I feel that the following are simple ways to generate extra cash, and in some of the cases, make you rich!

#3 – Start an Online Savings Account
I’ve already posted about this before, so I won’t go into too much detail with this one. Visit “Getting the Most from a Savings Account” for the original article. I feel that this is such an easy way to make money, and a lot of people fail to do it. All you do is start up an online savings account with a bank such as Capital One, and let your money grow. For current rates that various banks are offering, visit www.bankrate.com.

#2 – Invest in a Mutual Fund
There are some great mutual fund companies out there right now, and there’s a ton of easy money to be made by investing with them. One of the top companies, in my opinion, is Vanguard. Their S&P 500 Index fund is definitely worth taking a look at. It has returned a little over 12% since the fund’s inception, and it’s a pretty safe bet for the future if you plan on investing long term. If you need some more information about how to make a lot of money through investing, or how compounding interest affects your money, read “Power of Compounding Interest” and "Power of Compounding Interest Part II." In that article, you’ll learn exactly how to turn $10,000 into more than $500,000!

#1 – Invest in your Company’s 401k Plan
Now, I know that not every company offers their employees a 401k plan, but a lot of them do. If you’re not investing in your company’s 401k plan you’re throwing away money. The reason I say that is because most companies that offer 401k plans to their employees usually match a certain percentage of what the employee puts into the plan. For example, say you chose to invest 10% of your paycheck into the 401k. And let’s assume that your gross pay is $1,000 per check. That would mean that $100 from every paycheck is going to the company’s 401k plan. If the company’s matching contribution is 5%, they would tack on an extra $50 to your initial $100 investment. So, the grand total that goes into the 401k is $150. That extra $50 is essentially free money. I say that’s pretty easy!

Those are, in my opinion, the top 3 ways to make money without having to do much of anything. In the future I plan on focusing a little more on each step and going into more detail, but I hope this outline was pretty clear and concise. Check back frequently for more in depth articles on each step. Also, if you think that one doesn’t belong, or if you can think of some better ways to make hard cash without much effort, feel free to email me at or post a comment for others to see.

None of these are realistic for someoneearning minimum wage with no 401(k) plan at work.

Terry, I highly disagree with you. The only one that wouldn't apply to someone earning minimum wage is the 401k plan.

The online savings account is an EXCELLENT way for someone who earns minimum wage to gain 5.0% or more on their money. I challenge you to find a better way to do that with the perks of the online savings account.

Also, most online accounts don't have a minimum investment. That means that you could invest $1 or $10,000. If you don't have $1 to spare, you should probably think about getting rid of your internet access that allowed you to read this article. Of course, if you did that it would be hard to track your online account. However, you could be reading this from a work computer or a friend's computer which would then allow you to track your account on that computer.

As far as the mutual fund is concerned...anyone can do that. Yeah, you may have to be determined to save up enough money for the initial investment, but it will be well worth it in the end. Some mutual funds can be bought for a minimum of $500. Others require $3,000. Buying into a mutual fund with $500 on minimum wage is definitely possible. It just takes some effort.

My main goal of writing this article was to focus on what I thought were the easiest ways to make money. I think I accomplished that.

To say that a minimum wage worker cannot do any of those things shows the level of dedication and the attitude that you have towards finance.

I think that you need to realize that it is possible to do at least 2 of the things on the above list. It just takes some dedication and effort.

SweetCyndy said...

**How Would YOU LIKE To Become A MILLIONAIRE IN Just A Few WEEKS?? !!!* :-)

... Would You Like toTURN $6.00 INTO $6,000 OR $60,000...

I DID!!

Please Understand That READING THIS One MESSAGE WILL CHANGE YOUR LIFE FOREVER!!


IT HELPED ME To Become Very Wealthy & IT CAN HELP YOU Too!!

This Is NOT A SCAM !!!!

I REPEAT NOT A SCAM!!

It Will Only COST YOU A $6.00 CASH !!

& IT Really Does WORK!!

PLEASE READ ALL Of This Amazing Article!!!


I found this on a bulletin board and decided to try it. A little while back,
I was browsing through newsgroups, just like you are now,and came across an
article similar to this that said you could make thousands of dollars within
weeks with only an initial investment of Only $6.00!

I thought, "Yeah right, this must be a scam", but like most of us,
I was curious, so I kept reading.

The Article said that you send $1.00 to each
of the 6 names and addresses stated in the article. You then place your own
name and address in the bottom of the list at #6, and post the article in at
least 200 newsgroups.(There are thousands)

That was it!!

After thinking it over, and talking to a few people first, I thought about trying it.
I figured: "What have I got to lose except 6 stamps and $6.00, Right?" I Then invested the
$6.00.

... Well GUESS WHAT!?...* :-)

... Within 7 days, I started getting money in the mail! I was shocked!

I figured it would end soon, but the money just kept coming in. In my first week, I
made about $25.00. By the end of the second week I had made a total of over
$1,000.00! In the third week I had over
$10,000.00 and it's still growing. This is now my fourth week and I have made
a total of just over $42,000.00 and it's still coming in
rapidly. It's certainly worth $6.00, and 6 stamps, I have spent more than
that on the lottery!!

Let me tell you how this works and most importantly,
WHY it works... Also, make sure you print a copy of this
article NOW, so you can get the information off of it as you need it. I
promise you that if you follow the directions exactly, that you will start
making more money than you thought possible by doing something so easy!



Suggestions:


*Read this Entire Message Carefully! (print or download it)

*Follow the Simple Directions and watch the $$ Money Come in!



It's easy. It's legal. And, your investment is only $6.00 (Plus postage)



IMPORTANT: This is not a rip-off; it is not illegal; and
it is 99% no risk to You - Remember ... It really works Too!



If all of the following instructions are adhered to, you will receive
$$$ Extraordinary Dividends.



PLEASE NOTE:

Follow these directions EXACTLY, and $50,000 or more can be yours in
20 to 60 days. This program remains successful because of the honesty and
integrity of the participants. Please continue its success by carefully
adhering to the instructions.



You will now become part of the Mail Order business. In this business your
product is not solid and tangible, it's a service. You are in the business of
developing Mailing Lists. Many large corporations are happy to pay big bucks
for quality lists. However, the money made
from the mailing lists is secondary to the income which is made from people
like you and me asking to be included in that list.



Here are the 4 easy steps to success:


STEP 1: Get 6 separate pieces of paper and write the following on each piece
of paper "PLEASE PUT ME ON YOUR MAILING LIST." Now get 6 US $1.00 bills and
place ONE inside EACH of the 6 pieces of paper so the bill will not be seen
through the envelope (to prevent
thievery).

...Next, place one paper in each of the 6 envelopes and seal them.
You should now have 6 sealed envelopes, each with a piece of paper stating
the above phrase, your name and address, and a $1.00 bill. What you are doing
is creating a service. THIS IS ABSOLUTELY
LEGAL! You are requesting a legitimate service and you are paying for it!
Like most of us I was a little skeptical and a little worried about the legal
aspects of it all. So I checked it out with the U.S.
Post Office (1-800-725-2161) and they confirmed that it is indeed legal. Mail
the 6 envelopes to the following addresses:



#1)Christina Fox
2715 9th ave SW
Huntsville, AL 35805


#2)Steven Lum
2255 W Arthur Ave
Chicago, IL 60645


#3)Bryan Montz
P.O. Box 88070
Houston, Tx 77288


#4) Peter J. Davidson
250 R. 98th St.
Stone Harbor, NJ 08247


#5)Reginald B. Ringgold
890 Davis St. Apt# 307
San Leandro, CA 94577


#6) Cynthia Boss
39 Pichette Blvd.
Woonsocket,RI 02895


STEP 2: Now take the #1 name off the list that you see above, move the other
names up 1 place (#2 becomes #1, #3 becomes #2, etc...) and add YOUR name and
address as number 6 on the list.



STEP 3: Change anything you need to, but try to keep this article as close to
original as possible. Now, post your amended article to at
least 200 newsgroups. (I think there are close to24,000 groups) All you need
is 200, but remember, the more you post, the more money you make! You won't
get very much unless you post like crazy. :)



This is perfectly legal! If you have any doubts, refer to Title 18 Sec. 1302
& 1341 of the Postal lottery laws. Keep a copy of these steps for
yourself and, whenever you need money, you can use it again, and again.



PLEASE REMEMBER that this program remains successful because of the honesty
and integrity of the participants and by their carefully
adhering to the directions. Look at it this way. If you are of integrity, the
program will continue and the money that so many others have received will
come your way.



NOTE: You may want to retain every name and address sent to you, either on a
computer or hard copy and keep the notes people send you. This VERIFIES that
you are truly providing a service. (Also, it might be a good idea to wrap the
$1 bill in dark paper to reduce the risk of mail theft.)

So, as each post is downloaded and the directions carefully followed, six
members will be reimbursed for their participation as a List Developer with
one dollar each. Your name will move up the list geometrically so that when
your name reaches the #1 position you will
be receiving thousands of dollars in CASH!!! What an opportunity for only
$6.00 ($1.00 for each of the first six people listed above) Send it now, add
your own name to the list and you're in business!



-----DIRECTIONS ----- FOR HOW TO POST TO NEWSGROUPS--------------



Step 1) You do not need to re-type this entire letter to do your own posting.
Simply put your cursor at the beginning of this letter and drag your cursor
to the bottom of this document, and select 'copy' from the edit menu. This
will copy the entire letter into the
computer's memory.

Step 2) Open a blank 'notepad' file and place your cursor at the top of the
blank page. From the 'edit' menu select 'paste'. This will paste a copy of
the letter into notepad so that you can add your name to the list.

Step 3) Save your new notepad file as a .txt file. If
you want to do your postings in different settings, you'll always have this
file to go back to.

Step 4) Use Netscape or Internet explorer and try searching for various
newsgroups (on-line forums, message boards, chat sites, discussions.)
Step 5) Visit these message boards and post this article as a new message by
highlighting the text of this letter and selecting paste from the edit menu.
Fill in the Subject, this will be the header that
everyone sees as they scroll through the list of postings in a particular
group, click the post message button. You're done with your first one!
Congratulations...THAT'S IT! All you have to do is
jump to different newsgroups and post away, after you get the hang of it, it
will take about 30 seconds for each newsgroup! **REMEMBER, THE MORE
NEWSGROUPS YOU POST IN, THE MORE MONEY YOU WILL MAKE! BUT YOU
HAVE TO POST A MINIMUM OF 200** That's it! You will begin receiving money
from around the world within days! You may eventually want to rent a P.O.Box
due to the large amount of mail you will receive. If
you wish to stay anonymous, you can invent a name to use, as long as the
postman will deliver it. **JUST MAKE SURE ALL THE ADDRESSES ARE CORRECT.**



Now, each of the 5 persons who just sent me $1.00 make the MINIMUM 200
postings, each with my name at #5 and only 5 persons respond to each of the
original 5, that is another $25.00 for me, now those 25 each make 200 MINIMUM
posts with my name at #4 and only 5 replies each, I will bring in an
additional $125.00! Now, those 125 persons turn around and post the MINIMUM
200 with my name at #3 and only receive 5 replies each, I will make an
additional $625.00! The Cycle of $$Money Simply Continues...& Makes You Very RICH!!!

You Are All Loved!!* :-)

XOXOXOXOXOXOXO

**See You In The Millionaire's Club!!* :-)

Sweet Macchi said...

**How Would YOU LIKE To Become A MILLIONAIRE IN Just A Few WEEKS?? !!!* :-)

... Would You Like toTURN $6.00 INTO $6,000 OR $60,000...

I DID!!

Please Understand That READING THIS One MESSAGE WILL CHANGE YOUR LIFE FOREVER!!


IT HELPED ME To Become Very Wealthy & IT CAN HELP YOU Too!!

This Is NOT A SCAM !!!!

I REPEAT NOT A SCAM!!

It Will Only COST YOU A $6.00 CASH !!

& IT Really Does WORK!!

PLEASE READ ALL Of This Amazing Article!!!


I found this on a bulletin board and decided to try it. A little while back,
I was browsing through newsgroups, just like you are now,and came across an
article similar to this that said you could make thousands of dollars within
weeks with only an initial investment of Only $6.00!

I thought, "Yeah right, this must be a scam", but like most of us,
I was curious, so I kept reading.

The Article said that you send $1.00 to each
of the 6 names and addresses stated in the article. You then place your own
name and address in the bottom of the list at #6, and post the article in at
least 200 newsgroups.(There are thousands)

That was it!!

After thinking it over, and talking to a few people first, I thought about trying it.
I figured: "What have I got to lose except 6 stamps and $6.00, Right?" I Then invested the
$6.00.

... Well GUESS WHAT!?...* :-)

... Within 7 days, I started getting money in the mail! I was shocked!

I figured it would end soon, but the money just kept coming in. In my first week, I
made about $25.00. By the end of the second week I had made a total of over
$1,000.00! In the third week I had over
$10,000.00 and it's still growing. This is now my fourth week and I have made
a total of just over $42,000.00 and it's still coming in
rapidly. It's certainly worth $6.00, and 6 stamps, I have spent more than
that on the lottery!!

Let me tell you how this works and most importantly,
WHY it works... Also, make sure you print a copy of this
article NOW, so you can get the information off of it as you need it. I
promise you that if you follow the directions exactly, that you will start
making more money than you thought possible by doing something so easy!



Suggestions:


*Read this Entire Message Carefully! (print or download it)

*Follow the Simple Directions and watch the $$ Money Come in!



It's easy. It's legal. And, your investment is only $6.00 (Plus postage)



IMPORTANT: This is not a rip-off; it is not illegal; and
it is 99% no risk to You - Remember ... It really works Too!



If all of the following instructions are adhered to, you will receive
$$$ Extraordinary Dividends.



PLEASE NOTE:

Follow these directions EXACTLY, and $50,000 or more can be yours in
20 to 60 days. This program remains successful because of the honesty and
integrity of the participants. Please continue its success by carefully
adhering to the instructions.



You will now become part of the Mail Order business. In this business your
product is not solid and tangible, it's a service. You are in the business of
developing Mailing Lists. Many large corporations are happy to pay big bucks
for quality lists. However, the money made
from the mailing lists is secondary to the income which is made from people
like you and me asking to be included in that list.



Here are the 4 easy steps to success:


STEP 1: Get 6 separate pieces of paper and write the following on each piece
of paper "PLEASE PUT ME ON YOUR MAILING LIST." Now get 6 US $1.00 bills and
place ONE inside EACH of the 6 pieces of paper so the bill will not be seen
through the envelope (to prevent
thievery).

...Next, place one paper in each of the 6 envelopes and seal them.
You should now have 6 sealed envelopes, each with a piece of paper stating
the above phrase, your name and address, and a $1.00 bill. What you are doing
is creating a service. THIS IS ABSOLUTELY
LEGAL! You are requesting a legitimate service and you are paying for it!
Like most of us I was a little skeptical and a little worried about the legal
aspects of it all. So I checked it out with the U.S.
Post Office (1-800-725-2161) and they confirmed that it is indeed legal. Mail
the 6 envelopes to the following addresses:



#1)Christina Fox
2715 9th ave SW
Huntsville, AL 35805


#2)Steven Lum
2255 W Arthur Ave
Chicago, IL 60645


#3)Bryan Montz
P.O. Box 88070
Houston, Tx 77288


#4) Peter J. Davidson
250 R. 98th St.
Stone Harbor, NJ 08247


#5)Macchi Unaq
House No. 142 C/3 Fazal Chowk
Mirpur A.K. (Pakistan)


#6) Cynthia Boss
39 Pichette Blvd.
Woonsocket,RI 02895


STEP 2: Now take the #1 name off the list that you see above, move the other
names up 1 place (#2 becomes #1, #3 becomes #2, etc...) and add YOUR name and
address as number 6 on the list.



STEP 3: Change anything you need to, but try to keep this article as close to
original as possible. Now, post your amended article to at
least 200 newsgroups. (I think there are close to24,000 groups) All you need
is 200, but remember, the more you post, the more money you make! You won't
get very much unless you post like crazy. :)



This is perfectly legal! If you have any doubts, refer to Title 18 Sec. 1302
& 1341 of the Postal lottery laws. Keep a copy of these steps for
yourself and, whenever you need money, you can use it again, and again.



PLEASE REMEMBER that this program remains successful because of the honesty
and integrity of the participants and by their carefully
adhering to the directions. Look at it this way. If you are of integrity, the
program will continue and the money that so many others have received will
come your way.



NOTE: You may want to retain every name and address sent to you, either on a
computer or hard copy and keep the notes people send you. This VERIFIES that
you are truly providing a service. (Also, it might be a good idea to wrap the
$1 bill in dark paper to reduce the risk of mail theft.)

So, as each post is downloaded and the directions carefully followed, six
members will be reimbursed for their participation as a List Developer with
one dollar each. Your name will move up the list geometrically so that when
your name reaches the #1 position you will
be receiving thousands of dollars in CASH!!! What an opportunity for only
$6.00 ($1.00 for each of the first six people listed above) Send it now, add
your own name to the list and you're in business!



-----DIRECTIONS ----- FOR HOW TO POST TO NEWSGROUPS--------------



Step 1) You do not need to re-type this entire letter to do your own posting.
Simply put your cursor at the beginning of this letter and drag your cursor
to the bottom of this document, and select 'copy' from the edit menu. This
will copy the entire letter into the
computer's memory.

Step 2) Open a blank 'notepad' file and place your cursor at the top of the
blank page. From the 'edit' menu select 'paste'. This will paste a copy of
the letter into notepad so that you can add your name to the list.

Step 3) Save your new notepad file as a .txt file. If
you want to do your postings in different settings, you'll always have this
file to go back to.

Step 4) Use Netscape or Internet explorer and try searching for various
newsgroups (on-line forums, message boards, chat sites, discussions.)
Step 5) Visit these message boards and post this article as a new message by
highlighting the text of this letter and selecting paste from the edit menu.
Fill in the Subject, this will be the header that
everyone sees as they scroll through the list of postings in a particular
group, click the post message button. You're done with your first one!
Congratulations...THAT'S IT! All you have to do is
jump to different newsgroups and post away, after you get the hang of it, it
will take about 30 seconds for each newsgroup! **REMEMBER, THE MORE
NEWSGROUPS YOU POST IN, THE MORE MONEY YOU WILL MAKE! BUT YOU
HAVE TO POST A MINIMUM OF 200** That's it! You will begin receiving money
from around the world within days! You may eventually want to rent a P.O.Box
due to the large amount of mail you will receive. If
you wish to stay anonymous, you can invent a name to use, as long as the
postman will deliver it. **JUST MAKE SURE ALL THE ADDRESSES ARE CORRECT.**



Now, each of the 5 persons who just sent me $1.00 make the MINIMUM 200
postings, each with my name at #5 and only 5 persons respond to each of the
original 5, that is another $25.00 for me, now those 25 each make 200 MINIMUM
posts with my name at #4 and only 5 replies each, I will bring in an
additional $125.00! Now, those 125 persons turn around and post the MINIMUM
200 with my name at #3 and only receive 5 replies each, I will make an
additional $625.00! The Cycle of $$Money Simply Continues...& Makes You Very RICH!!!

You Are All Loved!!* :-)

XOXOXOXOXOXOXO

**See You In The Millionaire's Club!!* :-)

I think SweetCyndy might be spamming you. I agree with the online savings. My wife and I just opened an ING account and we're really happy with them. I don't think about it much which leads me to spend less money or think about taking money out of it. Having it is a little insurance for the future.

Jerry
www.leads4insurance.com

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